Car accidents

Car accidents


Car accidents in New York present unique problems when it comes to the existence of insurance. New York has a mandatory vehicle liability coverage law that does not make any mistake that requires all registered Motorists in New York to have insurance. In the event of an accident, the insurance policy pays those medical expenses for the policyholder, its passengers and pedestrians, and compensation for lost income up to a maximum of $50,000 regardless of who caused the accident. However, any additional recovery, such as pain and suffering, must be sought in court. By law without error or error, if you have a car accident,

car accident lawyer
Car accidents


Settlement with an insured driver: Although the decision is your decision, your lawyer may advise you to settle out of court with the person who caused your injury when there is a reasonable and goodwill settlement offer from the insurance company, even if you go to court may result in a greater judgment in your favour. In this case, accepting safe recovery may be preferable because it will save years of litigation, and in cases where the defendant has limited resources, his ability to collect a judgment may be limited as well.


In addition, insurance companies have the resources to make recovery a long and long battle. This does not mean that you can't beat an insurance company; The personal injury lawyer will be best placed to let you know whether the insurance company's settlement offer is reasonable or should be rejected.

What if I don't have insurance?

car accident lawyer
Car accidents


New York law requires all motorists to receive coverage for an uninsured driver. This means that if you have car insurance and are injured by an uninsured motorist, the uninsured driver's cover will cover your injuries. If you don't have car insurance (because you don't have a car), you'll have to sue the driver who abused you. If you don't know who's hurting you (i.e. you've been the victim of trauma and flight), or if the person who hit you is with limited resources, you can request a recovery from The New York Auto Accident Compensation Company. Car Accident Compensation Inc.), which established an insurance fund for victims of uninsured motorists and victims of stolen motorists. However, your coverage under this plan is limited to $25,000 per incident.


I've had the misconduct of someone with insurance:

Seek medical attention immediately and document your claims as accurately as possible.

Don't talk to the representative of the company that believes in the person who caused your injury.

Your time in litigation is limited;

There may be changes in the law. The information is provided as a public service with the help and support of volunteer legal editors, and aims to help you understand the law better in general. The information is not legal advice regarding your particular problem and is not a substitute for consulting a lawyer.